STEPS FOR A BUYER
STEP 1
Get Pre-Approved
Meet with a lender to determine your budget and what loan you qualify for.
STEP 2
Find a Realtor and Start House Hunting
Work with a trusted realtor who will guide you through the entire process and tour homes, explore neighborhoods, and find the perfect fit for your lifestyle and budget.
STEP 3
Make an Offer
Once you find “the one,” your realtor will help submit a competitive offer.
STEP 4
Inspection & Appraisal
The home will be inspected and appraised to ensure everything checks out.
STEP 5
Finalize Your Loan
Your lender completes the final approval and prepares for closing.
STEP 6
Close on Your Home
Sign the paperwork, get the keys, and celebrate becoming a homeowner!
STEPS FOR A SELLER
STEP 1
Decide to Sell & Set a Price
Choose your timeline, hire an agent if needed, and determine a competitive listing price.
STEP 2
Prepare Your Home
Clean, declutter, make repairs, and stage the home to attract buyers.
STEP 3
List & Market the Property
Take professional photos, list the home online, and market it through showings and open houses.
STEP 4
Review & Negotiate Offers
Compare offers, negotiate terms, and accept the best deal.
STEP 5
Complete Inspections & Paperwork
Handle the buyer’s inspection, appraisal, and all required closing documents.
STEP 6
Close the Sale & Move Out
FAQ
Most buyers will need money for a down payment, closing costs, inspections, and earnest money. The amount varies depending on the loan type and home price.
While requirements vary, many loan programs allow buyers with credit scores starting in the 600s. Higher scores can help secure better interest rates.
A lender will review your income, debts, and credit to determine what price range fits your budget comfortably.
From offer to closing, the process usually takes about 30–45 days.
Yes! A home inspection helps identify potential issues before you finalize the purchase.
